Don’t miss out on this valuable tax benefit!

This week sees inflation jump from 1.9% to 2.9% meaning that a standard rate tax payer now has to earn at least 3.63% to break even, while a higher rate tax payer has to earn at least 4.81%. A level that for the first time ever, no variable rate account on the market can beat and one only a few fixed rate deals can achieve.

The only positive news for savers this week is that the 2010 ISA season has really started to gather pace with a number of provider launching new deals. In contrast to other types of savings account where rates are now falling, ISAs rates are slowly increasing as providers look to attract savers’ tax free allowance.

For the first time since their launch in 1999, the best buy ISA rate is below that offered on standard savings accounts.

The majority of the new ISA deals being launched are fixed rate deals requiring between a one and three year commitment. This is a trend that is likely to continue in the weeks ahead as providers look to tie savers money in by attracting them with more competitive rates than those available on easy access ISAs.

Also of course Equity based ISA’s are available for those willing to invest for the longer term, the markets have improved somewhat since the turbulence of the last couple of years.

At Premier Plus we have 10 portfolios of funds designed to match your risk profile which we monitor on a quarterly basis, these range from Defensive to Adventurous. If you are fed up with the poor returns on cash and feel you can invest for 5 years or more please call us and we can arrange an appointment to discuss your needs.

We offer ISA advice to anyone but we work mainly in these areas.  Cambridge, Ely, St neots, Peterborough, Huntingdon
, Bedford, Stamford, St ives, Thrapston, Kettering, Corby, Newmarket, March, Chatteris

Fund manager Bryan Collings of Ignis HEXAM Global Emerging Markets has listed 10 reasons why it is important for investors to increase their exposure to emerging markets.

He says that most UK and US investors have only around 5% exposure to emerging markets within their portfolios, despite sound structural drivers and impressive market performance in these developing markets.

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As stated above using the latest internet technology we can search all the product providers to find the most suitable investment for you. Whether it be ISA’s, Unit Trusts, Investment Trusts, Oeic’s, Bonds, National Savings Certificates or Deposit based Investments, we will endeavour to find you an investment that outperforms your current arrangements and which you find comfortable. Whats more we will keep an eye on its performance by carrying out regular reviews.

Too many people keep large amounts of cash on deposit when it could be working harder for you, instead of the bank!