The ‘homemaker’ is a key person in the family. How would the running of the household be changed if they were taken away or were out of action for a long time?
Daycare Trust’s 2009 Childcare Costs Survey shows that parents in the UK face typical childcare costs of over £8,500 per year, per child and in some parts of the country, the typical costs are over £20,000 per year, per child.

The average salary for a Housewife in 2008 in the UK is:

£25,002

Job profile for a Housewife:
cleaner.cook.waitress.washer.nurse.taxi.banker.agony aunt.hair dresser,dog trainer,dog walker.personal shopper Feeding, cleaning, washing, nursing, teaching, guiding, driving, spending…. General slave Looking after the family home!

(source: mysalary.co.uk)

Now we have given you the statistics, ask yourself  the following:

Would your partner stay working, work part-time or quit to look after you?
Could your parents or in-laws provide long-term support?
How much would you need to spend on childcare?
Would you need to purchase special equipment or modify your house?

Perhaps you feel that you should talk to someone to make sure your cover is up to date, just give us a call.

Facing up to the possibility of death, illness or disability is one of the most uncomfortable things for a lot of people to deal with, many people do not have sufficient cover to protect themselves or their families. Are you confident that you and your loved ones are safe from hardship in any event? When did you last have a thorough check of your policies. Are they too expensive? You may be able to reduce your outgoings.

We offer a full “healthcheck” to ensure that everything is in order.